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We are committed to a dialogue with regulators and policymakers. The Libra Association maintains this basket of assets and can change the balance of its composition if necessary to offset major price fluctuations in any one foreign currency so that the value of a Libra stays consistent. The name Libra comes from the word for a Roman unit of weight measure. That way, a gallon of milk in the U. Each time someone cashes in a dollar or their respective local currency, that money goes into the Libra Reserve and an equivalent value of Libra is minted and doled out to that person.

It never runs fractional. Their share of the total tokens translates into the proportion of the dividend they earn off of interest on assets in the reserve. Those dividends are only paid out after Libra Association uses interest to pay for operating expenses, investments in the ecosystem, engineering research and grants to nonprofits and other organizations.

If Libra becomes popular and many people carry a large balance of the currency, the reserve will grow huge and earn significant interest. Every Libra payment is permanently written into the Libra Blockchain — a cryptographically authenticated database that acts as a public online ledger designed to handle 1, transactions per second. When a transaction is submitted, each of the nodes runs a calculation based on the existing ledger of all transactions.

Thanks to a Byzantine Fault Tolerance system, just two-thirds of the nodes must come to consensus that the transaction is legitimate for it to be executed and written to the blockchain. A structure of Merkle Trees in the code makes it simple to recognize changes made to the Libra Blockchain. With 5KB transactions, 1, verifications per second on commodity CPUs and up to 4 billion accounts, the Libra Blockchain should be able to operate at 1, transactions per second if nodes use at least 40Mbps connections and 16TB SSD hard drives.

The risk and reward of building the new PayPal

Transactions on Libra cannot be reversed. If an attack compromises over one-third of the validator nodes causing a fork in the blockchain, the Libra Association says it will temporarily halt transactions, figure out the extent of the damage and recommend software updates to resolve the fork. This fee will be negligible to most consumers, but when they add up, the gas charges will deter bad actors from creating millions of transactions to power spam and denial-of-service attacks.

Adding more nodes slows things down, and no one has proven a way to avoid that without compromising security. The Libra Blockchain is open source with an Apache 2. The Libra Association is working with HackerOne to launch a bug bounty system later this year that will pay security researchers for safely identifying flaws and glitches. The core transaction code looks like: LibraAccount. Eventually, Move developers will be able to create smart contracts for programmatic interactions with the Libra Blockchain. The Libra ecosystem and the Move language will be completely open to use and build, which presents a sizable risk.

But if consumers get ripped off by these scammers, the anger will surely bubble up to Facebook. Libra incentives — rewarding early businesses The Libra Association wants to encourage more developers and merchants to work with its cryptocurrency.

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Wallets that pull users through the Know Your Customer anti-fraud and money laundering process or that keep users sufficiently active for over a year will be rewarded. For each transaction they process, merchants will also receive a percentage of the transaction back. Businesses that earn these incentives can keep them, or pass some or all of them along to users in the form of free Libra tokens or discounts on their purchases.

This could create competition between wallets to see which can pass on the most rewards to their customers, and thereby attract the most users. You could imagine eBay or Spotify giving you a discount for paying in Libra, while wallet developers might offer you free tokens if you complete transactions within a year. Facebook also has another plan to grow its developer ecosystem. So how do you actually own and spend Libra?

The idea is to make sending money to a friend or paying for something as easy as sending a Facebook Message.

2. Procrastinating.

On your own team, make sure that you communicate a common mission and vision. Make progress concrete by documenting customer success stories internally. Distribute these stories internally in company newsletters, by reading them at meetings, and by sharing them with all new employees. This helps the sales force connect the dots between their day-to-day activities and the positive impact they have on customers.

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  • Your company values are closely tied to your mission and vision and create a certain quality standard for operating your business. A great example of value-driven leadership comes from time entrepreneur and big-brand business consultant Troy Hazard. So he returned to core company values and sent a memo around at the start of the new year. It was amazing.

    Facebook announces Libra cryptocurrency: All you need to know – TechCrunch

    My staff was happy and the sales team sold more! Research by Harvard Business School shows that small wins disproportionately boost positive mood, motivation, and constructive ways of perceiving work challenges. This means that managers should encourage and recognize members of their sales team who are making minor steps forward toward a goal — an email sent, a good response, a new insight learned, moving a lead one step down the pipe.

    According to 12, daily surveys filled out by knowledge workers, these small steps were tied to joy, warmth, and pride, while setbacks were tied to frustration, fear, and sadness. For one day, ask your team to carry a pen and paper and jot down every positive thing that happened, no matter how small. Sharing small wins with another person multiplies the morale-boosting effect.

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    Have your team write down three wins from the week every Friday, in an email. Have them send the email to you or to an accountability buddy a peer for a quick high-five. This should take no longer than five minutes and should be a protected, non-judgmental space to celebrate small wins, rather than a public showcase of accomplishments. Sales activity metrics can be a great way to find small wins that demonstrate steps in the right direction. You can look for improvements in overall sales activities: total number of calls made, demos booked, and prospecting emails sent.

    You can also find improvements in email metrics: open rate, clicks, reply rate, and reduction in email bounce rate. Motivate individual employees with the power of group dynamics, from public recognition to camaraderie to competition. Do you acknowledge the entire sales team for their contributions and celebrate their successes in a way that the whole company can recognize them? For decades, researchers have found that a public display of appreciation can be more motivating than salary.

    Start a sales contest. Keep things fresh from contest to contest by changing the goals, length, and prizes. Measure results, post them publicly, and analyze them to determine which types of competitions deliver the best return on investment. In fact, nearly one-third of office workers report that they dislike team building activities. Yet a meta-analysis of studies spanning sixty years of research shows that team building does indeed have positive and measurable effects on team performance.

    With some forethought, you can plan activities that elicit more high fives than eye rolls and still fit your budget. The goal is to get your team to genuinely relax, have fun, and cultivate camaraderie in a natural way. As a leader, you model behavior and build relationships with each employee so you can help them develop and reach their highest potential. If your sales team is in a slump, are you echoing their worries and complaints out loud? Are your actions reflecting a fear mindset, and are you taking fewer risks?

    A key driver for motivation is feeling valued at work. The study found five top factors in making an employee feel valued:. Great sales leaders make it a priority to make a few sales calls each day side by side with their team for a period of time. Have a discussion with each of your teammates about their future career goals and help them set up a path to get there. Employees have competing responsibilities on their plates that make it hard to be productive, so your value-add as a sales leader is to help them prioritize.

    For example, take stock of all of the selling tasks a rep must perform one day and prioritize the three most important initiatives.

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    Allow them to optimize their schedules and focus on those three things for one week, or one month, so they can make more positive steps forward on key initiatives, get more small wins under their belts, and see their return on investment. Top sales leaders find ways to lighten their reps CRM responsibilities and work directly with marketing to help develop sales enablement collateral.

    Does your sales force have easy access to blog posts, case studies, videos, websites, and whitepapers? You can also invest in tools to simplify how collateral is stored; the average company stores its content in complicated ways, across five to six repositories on average, which reps find difficult to search. Top performers like to feel challenged, but it takes a balance of challenging tasks and daily tastes of progress and success to keep a team motivated over the long-term and prevent burnout.